This book challenges the reader with two novel dimensions in Costa Rica. First, the authors describe the evolution of a program (BN-Development) which, paradoxically, is breaking with old paradigms.

This program has been adapted, to the national environment, innovations in lending technologies associated with microfinance and has successfully incorporated the operations of a bank. Furthermore, the assessment that this book seeks not content with the traditional report financial results for the program at the bank, where in any case is one of its most important sources of profitability. As evaluation, working rather brings two new perspectives.