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Costa Rica towards the Knowledge-Based Economy

Authors: Ricardo Monge and Oswald Céspedes, 2002

Costa Rica hacia la Economía Basada en el Conocimiento
The ongoing ICT revolution, and the constant internationalization of businesses’ processes and relationships among countries, are the forces which drive today’s world, making knowledge the main production factor, beyond traditional factors such as work, capital and natural resources.

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ICTs in Central American SME`s

Authors: Ricardo Monge; Cindy Alfaro and José I. Alfaro, 2005
TICs en las PYMES de Centroamérica
The book documents the importance of Information and Communications Technologies (ICTs) in improving SME productivity and competitiveness in each one of the five Central American countries.

Financial Services for Micro and SME`s

Authors: Ricardo Monge; Francisco Monge Ariño y Juan Carlos Vargas, 2007
Servicios Financieros para las Micros y Pequeñas Empresas
This book challenges the reader with two novel dimensions in Costa Rica. First, the authors describe the evolution of a program (BN-Development) which, paradoxically, is breaking with old paradigms. This program has been adapted, to the national environment, innovations in lending technologies associated with microfinance and has successfully incorporated the operations of a bank. Furthermore, the assessment that this book seeks not content with the traditional report financial results for the program at the bank, where in any case is one of its most important sources of profitability. As evaluation, working rather brings two new perspectives.

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